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Insurance covers

Canoeing Insurance

If you own a Canoe or a Kayak you’ll want to avoid being left up the creek by making sure your equipment is covered by a policy from Adventsure. We cover Canoes and Kayaks of all descriptions against loss or damage including whilst in use. You may want to include accident insurance particularly if you participate in the more lively forms of canoeing. Public liability insurance is also available as well.

What can we offer you?

Damage to Equipment

Our Adventsure policy will cover your Canoe or Kayak on a worldwide basis against loss or damage. This can be a challenging sport and you may sustain damage to   your craft whilst in the water particularly from collisions with rocks or with unseen submerged objects. One advantage of our cover is that “in-use” is included as well as transit and whilst laid up out of use.

Personal Accident

Canoeing is an action sport and as with any action sport, there is a change of injury. Operating in testing water conditions can easily lead to an injury which may prevent you from working even on a temporary basis.

We can offer a range of covers to suit your needs and you are free to pick your sum insured.

Our policy will provide capital benefits as well as a payment for permanent disablement. We also include cover for physiotherapy, broken bones, inconvenience and dental benefit. You have the option to include loss of income following a temporary total disablement.

Public Liability

If you are on the same stretch of water as another canoeist, then there is always the chance that a collision may occur resulting in injury to that person or damage to their property. They may decide to seek compensation from you by attempting to prove that you were negligent for the incident.

Public Liability insurance can help deal with these situations as the cost of defending an action is included. Mounting a defence can be complicated and time consuming and our policy will include a £2,000,000 indemnity limit for amounts that you become legally obliged to pay.

Although Public Liability Insurance is not a legal requirement with believe it is essential to have in place. 

policy benefits

  • NEW FOR OLD

    We cover your canoeing, rafting or kayaking equipment on a New for Old basis. We make a deduction for wear and tear in respect of clothing

  • WIDE COVER

    Our policy will cover your equipment against physical loss or damage on an “All-risks” basis.  If your canoeing, kayaking or rafting equipment is lost or damaged , we will also provide cover for the temporary hire of replacement equipment for any pre-booked or pre-paid  event.

  • Cover in The United Kingdom and Europe

    We cover you for use of your equipment anywhere in the United Kingdom and for  up to 56 days in the European Union.

  • COMPETITION USE

    Our Adventsure policy automatically extends to cover you for taking part in  competitions. The product is tailored to amateurs or semi-professionals (earning less than £4,000 per year through their sport)

  • COVER WHILST IN USE

    Your equipment is covered whilst it is being used  as well as whilst  being stored or in transit.

  • UNDERWRITTEN AT LLOYD'S OF LONDON

    Your Adventsure  Canoing, Rafting or Kayaking  equipment insurance policy is underwritten at Lloyd’s of London and fully administered in the United Kingdom.

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FAQS

    Do you insure all forms of Canoeing

    We cover most forms of Canoeing, Kayaking and Rafting. We cannot insure Outrigger Canoeing above Grade 5 or Rafting above Grade 5

    Where will i be covered

    We will cover you in the United Kingdom and for up to 56 days per annum in the European Union

    When will my cover commence

    You cover  can start as soon as you obtain a quote and pay for your premium online. Cover will then last for a period of 12 months

    Photo Credits

    We’d like to thank the following photographers for allowing us to use their images on our website. If you have a moment take a look at their other work.

    Kayak in Water from BarnImages

    Canoe meadows Kananaskis country Alberta Canada by Dave Bloggs

    Maenporth, Falmouth  by Tim Green

    Canoe Polo – Dublin Docklands by William Murphy

    The above images appear under a Creative Commons Licence

    Other Images appear under a Creative Commons Public Domain Licence 

     

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