Cover up to
If you own a Canoe or a Kayak you’ll want to avoid being left up the creek by making sure your equipment is covered by a policy from Adventsure. We cover Canoes and Kayaks of all descriptions against loss or damage including whilst in use. You may want to include accident insurance particularly if you participate in the more lively forms of canoeing. Public liability insurance is also available as well.
Our Adventsure policy will cover your Canoe or Kayak on a worldwide basis against loss or damage. This can be a challenging sport and you may sustain damage to your craft whilst in the water particularly from collisions with rocks or with unseen submerged objects. One advantage of our cover is that “in-use” is included as well as transit and whilst laid up out of use.
Canoeing is an action sport and as with any action sport, there is a change of injury. Operating in testing water conditions can easily lead to an injury which may prevent you from working even on a temporary basis.
We can offer a range of covers to suit your needs and you are free to pick your sum insured.
Our policy will provide capital benefits as well as a payment for permanent disablement. We also include cover for physiotherapy, broken bones, inconvenience and dental benefit. You have the option to include loss of income following a temporary total disablement.
If you are on the same stretch of water as another canoeist, then there is always the chance that a collision may occur resulting in injury to that person or damage to their property. They may decide to seek compensation from you by attempting to prove that you were negligent for the incident.
Public Liability insurance can help deal with these situations as the cost of defending an action is included. Mounting a defence can be complicated and time consuming and our policy will include a £2,000,000 indemnity limit for amounts that you become legally obliged to pay.
Although Public Liability Insurance is not a legal requirement with believe it is essential to have in place.