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Equipment cover

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Personal Accident
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Insurance covers

Surfing Insurance

You can ride the waves with confidence with a sports insurance policy from Adventsure. We will cover your equipment (you can never have enough surfboards) against accidental loss or damage.

You can also include personal accident insurance in case you have a more serious “wipe-out” and public liability insurance to protect you against claims from third parties.

What can we offer you?

Damage to Equipment

One of the key features of our policy is the cover we offer for equipment whilst in use. Insurance is provided against accidental damage and loss on a worldwide basis. So from Fistral beach to the monstrous waves of Nazare, you can concentrate on the surf and we’ll worry about protecting your equipment.

Personal Accident

Surfing may seem like a laid back safe pastime but like any activity carried out on water, surfing comes with some real hazards that most surfers would prefer not to think about; marine life, waves, riptides and submerged objects all present opportunities for injury.

A policy from Adventsure can offer protection against more serious injuries as well as providing a weekly benefit if you are temporarily disabled and unable to carry out your normal occupation. We offer a range of options to suit your needs.

Public Liability

Surfers aren’t always loved by either fellow surfers or members of the public using the same stretch of beach. Accidents can happen and there is always the possibility someone will try to hold you liable for either personal injury or damage to property.

Our policy will provide up to £2,000,000 indemnity in respect of sums you become legally liable for including sums accrued in defence of claims brought against you.   

policy benefits


    We cover your surfing equipment on a New for Old basis.  We make a deduction for wear and tear in respect of clothing


    Our policy will cover your equipment against physical loss or damage on an “All-risks” basis.  If your Surfing  equipment is lost or damaged , we will also provide cover for the temporary hire of replacement equipment for any pre-booked or pre-paid  event.

  • Cover in The United Kingdom and Europe  

    We cover you for use of your equipment anywhere in the United Kingdom and for  up to 56 days in the European Union.


    Our Adventsure policy automatically extends to cover you for taking part in  competitions. The product is tailored to amateurs or semi-professionals (earning less than £4,000 per year through their sport)


    Your equipment is covered whilst it is being used  as well as when  being stored or in Transit.


    Your Adventsure Surfing equipment insurance policy is underwritten at Lloyd’s of London and fully administered in the United Kingdom.

Find your personal accident cover group

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Personal Accident Cover Group

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    Are my surboards covered in transit

    Yes,  if your surfboards are damaged whilst in transit, this is covered  by the policy

    Can I be covered for taking part in competitions

    Yes, the Adventsure policy automatically extends to include taking part in competitions providing you earn no more than £4000 from all your sporting activities

    Can i be covered in Portugal

    Yes your policy automatically extends to provide 56 days of insurance in Portugal and any other country in the European Union. Subject to the policy conditions, your equipment will also be covered whilst in transit.

    Photo Credits

    We like to thank the photographers who have allowed us to use their images on our website. These are issued under a Creative Commons Public Domain Licence 

    We are also grateful to Steven from GoodStock Photos

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